how to learn personal finance reddit


how to learn personal finance reddit

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Choose your spending wisely. Do not sell your stocks when the recession hits. Luckily, Khan Academy has, Minimalism offers the obvious benefit of lower spending but it also offers the benefit of, If you’re looking for a good place to start on Reddit, I recommend checking out the subreddit titled, Strategy vs. Instead, by asking them what their “range” is for the particular position you’re interviewing for, you reduce the chances that you throw out a number that is below their range. Germany is a small country. Pay the balance in full every month! Personal Finance. Have all roommates on the lease. Here’s a checklist … How to Think About Market Drops. This is the starting point for every other goal in your life. You'll need first month's rent and a security deposit up front, and even utility deposits sometimes. I would start with books. Or he forgot about it as I don’t believe he receives physical bills in the mail and he autopays everything through his card. Ignore any private messages or chat requests. Here's a collection of pointers to topics of interest to many young people in the US (and other developed countries although the specifics pertain to the US in some cases). Now they know they can just tack on a few extra thousand dollars to your current salary to make it just appealing enough to jump ship.”. If you’re looking for a good place to start on Reddit, I recommend checking out the subreddit titled Personal Finance. In the best-case scenario, they will lower your rate. That’s $50-$75 a week! Conquering your finances is less about accumulating an impressive bank balance and more about achieving peace of mind. You’re on your way to getting underpaid again. One of the biggest mistakes you can make when negotiating is throwing out your salary number before the HR department throws out their number. This is the simple, tried-and-true method to live below your means, invest well and become wealthy over time. The math doesn’t lie: The higher your savings rate, the faster you will achieve financial independence. 1. And while this would allow you to reach F.I. The reason Reddit is such a great resource is because it allows people to be anonymous, which means they’re more open to sharing personal stories and real financial numbers. Landlords will want to see that you have income, so try to keep payments below 30% of your takehome pay. Books, blogs, videos, and podcasts can all be great places to learn about personal finance, but there’s one place I’ve found that delivers the most actionable information in the least amount of words: A few of my favorite subreddits revolve around. In fact, it's probably a … I used that car a total of 10 minutes a day. Whether you are looking to transform your personal finances, get out of debt, save more money, invest or build wealth, the best personal finance books in Canada can be of help. The topic of personal finance may sound intimidating, but it doesn’t have to be complicated. That's a valid approach, but it is a big commitment. My friend The Luxe Strategist echoed this advice in an article titled Negotiate Your Salary, Please: You Owe It To Yourself: “If you tell the HR person your current salary, guess what? By doing this, you can easily save $50 or more per week by eliminating the need to buy lunch somewhere. Instead, this would actually be the time to buy more stocks since they would be on sale. Why would you get into five (or even six!) Fortunately, minimalism offers a natural way to do so. “Stop freaking out about the next recession.” In this post, one Reddit user shares a few helpful tips … Best … Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Most of the information provided on there is good too. It's all about breaking your income and expenses down into daily values, like this: You make $2,500/month = ~$83/day. This is different than the debit card your bank will provide with your account. Only you can know what will make you happy or unhappy, whether you'll profit more from taking a trip or watching your investments grow. Did their degree path make sense for them? You can save a lot of money if you don't need to pay for one! You may find yourself working part-time or even full-time. The loan and the car are different things. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. At one point or another, most people will have to go through a job interview process and an important part of that process is negotiating salary. I belong to the group of people who dont really need a car but like to have one. If something breaks, I fix it instead of spending money on new stuff (including my 7 year old Samsung Galaxy S3 and my laptop). I make sure I make enough for my fiancé and I to have lunches for the entire week. You ideally wouldn't go out and buy a car without doing a bit of research on what existing owners of that make and model had to say. You can also ask for lower rates on big-ticket items as well. Leasing a car. and ask for them to lower your monthly rate. This guide incorporates the ELI18 guide written by /u/yes_its_him. If You Have a Long Investing Horizon, You Should Hope for Market Drops Set a Budget, Period. When not on a mobile device, we recommend browsing Personal Finance using the classic version of Reddit. However, this particular Reddit user and others around the personal finance community are starting to realizing something: A higher savings rate might force you to skip out on things like travel, experiences, and social events. Also, since members can vote certain posts up or down, the most useful and actionable posts and comments naturally rise to the top. One of the biggest mistakes you can make when negotiating is throwing out your salary number, My friend The Luxe Strategist echoed this advice in an article titled, The math doesn’t lie: The higher your savings rate, the faster you will achieve financial independence. When I go to bed, I close my eyes and I am gone. A short post with an actionable message: Call your service providers (credit card, internet, phone, cable, etc.) Minimalism offers the obvious benefit of lower spending but it also offers the benefit of peace of mind, which is what we’re all after anyway. Investments and retirement savings are covered more in the next several age-range articles. Zach is the author behind Four Pillar Freedom, a blog that teaches you how to build wealth and gain freedom in life.He quit his day job as a data scientist in 2019 because he was able to earn enough income from profitable websites to replace his salary. In general, Reddit’s personal finance opinion is that you should pick index funds over actively managed funds. It … When you turn 18 (19 in Alabama), it's definitely time to get a bank account in your own own name (and transition away from joint accounts with your parents). ... /r/personalfinance is not targeted at Canadian investors specifically but is a great resource for everything personal finance, on a mission to make investing in the stock market simple and profitable for everyone. Each month he uses their free Investment Checkup tool and Retirement Planner to track his investments and ensure that he's on the fast track to financial freedom.His favorite investment platform is M1 Finance, a site that allows him to build a custom portfolio of stocks for free, has no trading or maintenance fees, and even allows him to set up automated target-allocated investments. Virtually nobody wakes up eager to go to work just because of their paycheck so it's important to pick something that excites you, because without passion, you're most likely destined to never be particularly good at your field of study. Are you just starting out your independent life, and looking for financial advice on how to adult? A lot of noise has been made lately about STEM careers. If you want to learn how to make smart financial decisions, save more and eliminate debt, you're in luck.Today, there are plenty of online personal finance … There’s a fine line between being stingy and being frugal with your money. 3. Read your lease before you sign it, and know your rights and responsibilities as a tenant, and what organizations can help you if you encounter issues. If you are looking to head straight to a four-year college, strongly consider going to a four-year state school. Be aware of the issues that can come up with roommates though, since circumstances change, and you may be on the hook for their share. I stopped spending money on gas, repairs, taxes, insurance, winter tires, summer tires etc. Reddit is a platform where members submit content like links, text posts, videos, and images, which are then voted up or down by other members. Do not go to a for-profit college as they are expensive, generally not well-respected, and credits are very difficult to transfer to an accredited four-year college. Here are a few articles I’ve written about recessions that echo similar advice: Here’s How Long the Stock Market has Historically Taken to Recover from Drops There's gas, repairs, and especially car insurance, which is very expensive for young people, typically at least $100/month, and can even be $200/month in some places, or if you have a tickets / accidents. Money spent is unavailable for anything else. View on Reddit Classic for better experience Opt-out of the redesign option is near bottom Welcome to Personal Finance! Now I cook for two people for less than that. Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Perhaps Sheldon Cooper has it right after all? A few of my favorite subreddits revolve around personal finance, financial planning, and frugality. If your career plan requires certain things that may not come to pass (such as being accepted into a top ten law school), and your plans are forced to change, what are your options? There’s basically no downside to asking. Reddit is full of useful personal finance communities. Have we got advice for you! Generally, if you're a minor, you will need to open a joint account with a parent or guardian. “Finance jobs are not stagnant, and the rate of change seems to be accelerating rapidly. But you can find better savings interest rates at online-only banks and credit unions. Aside from rent, cars are the biggest expenditure for many young people. Credit for this one goes to user GeekLimit on Reddit – one of my favorite personal finance tips! Fortunately, free apps like Trim exist so that you don’t have to manually look through your credit card statements for recurring bills you’re paying. Frequency 2 videos / … His work is regularly featured in … Our reviews contain more detail about each brokers mobile app, but most are … If you are responsible with money and have income, applying for a credit card can be a reasonable move for many people. It's not just the purchase cost. Self-promotional advertising or soliciting, Relationship or personal advice discussion, Press J to jump to the feed. Join our community, read the PF … r/personalfinance. Join our community, read the PF Wiki, and get on top of your finances! Full Disclosure: Nothing on this site should ever be considered to be advice, research or an invitation to buy or sell any securities, please see my Terms & Conditions page for a full disclaimer. If you do need to finance a car, be very careful of financing offers for young people. You do not want to "build credit" that way! Reddit is such a helpful place that I often append “Reddit” to the end of my google searches. The flagship sub on reddit for everything personal finance is r/personalfinance. If you're in high school or a recent high school graduate, you should be planning on attending college or earning a vocational certification of some kind. If you don't have a trusted parent or guardian, read the Financial Accounts section of the "Kicked Out" wiki page. Part of what makes Banking Sense so useful is its community aspect. If you don't see your favorite topic here (e.g. This is also the time to start learning about budgeting if you have significant responsibilities; more on this in future posts. Teaching teenagers about personal finance seems like a … Plan for the future, sure, but realize that nothing is guaranteed. and, You can also ask for lower rates on big-ticket items as well. I’m slowly but surely crawling my way out of that lovely college student debt I incurred over four years and gaining financial independence. Here’s a … Check it … Doesn’t hurt to ask.”, “Reminder: Khan Academy still has basic explanations on taxes in the U.S.”, tons of helpful videos on personal finance, “Why I sleep like a baby since I adopted minimalism”, “How to prioritize spending your money – a flowchart”. Top Personal Finance Canada: Reddit at the top with PersonalFinanceCanada. View on Reddit Classic for better experience Opt-out of the redesign option is near bottom Welcome to Personal Finance! My name is Zach. It could be anything, from a gift to loved one to some kind of simple medical procedure that is not covered by insurance, and you have checked out Reddit personal finance to understand more about options. With limited or part-time income, savings are a better bet for now. Distances are tiny. Fortunately, taxes are low for most young people (if only because their income is low...), and you may even get a refund if you file taxes! 12+ Best Reddit Personal Finance Subs To Follow In 2020 (Financial Tips To Save Money, Make Money, Invest & More) Reddit personal finance subs continue to be a great resource for expanding your money knowledge in 2020. Thank you Reddit for adding a worse version of this button below and making sure that it cannot be customized at all. You're not going to get rich off interest, sorry! For most Americans, the “big three” expenses are housing, transportation, and food. In the worst-case scenario, they’ll say “no” and you’ll pay the same amount you’re already paying. When I was really struggling for money, I would still find myself going out to lunch every single day and spending $10-$15 a meal. This is a complicated topic with many options. In this post, one Reddit user provides a couple flowcharts that illustrate the order in which you should spend your money. Read more. I frequently recommend these videos to friends who are just dipping their toes into personal finance. Don't just cherry-pick someone who's become a breakout success. You may need a co-signer if you have minimal credit history. Books, blogs, videos, and podcasts can all be great places to learn about personal finance, but there’s one place I’ve found that delivers the most actionable information in the least amount of words: Reddit. And like $40 in groceries. Both of these charts are helpful for anyone who wants a guide for how they should spend their money. Try to talk to people in the middle of the pack, or even some folks who went through the program and failed. Make sure the college you choose is accredited and has the following listed on their website: If you need money to continue your education, learn about student loans. Join the Income Community today to learn how you can create your own profitable websites from scratch. For example, instead of searching: One of my favorite solopreneurs that I follow on Twitter, Pieter Levels, once tweeted that he does the same: Here are 10 of my favorite personal finance lessons that I’ve learned on Reddit over the years. The news media tries to constantly stir up fear about the next recession because it draws viewers in, which is good for them financially. Note that this is financial advice, not general life advice. Use the debt/salary wizard to determine the suggested maximum amount of debt you should incur based upon your projected salary or what salary you should be earning based upon your current debt. Double-digit interest rates are a Bad Thing. houses, retirement accounts, investments, etc), be sure to read the later guides. That’s all it takes, two hours! Your best bet if you do need a car is to save up $5000 or so for a reliable used car, then pay cash, so you can avoid finance charges and make your own insurance choices. People who find themselves in trouble later usually took out bigger loans (~$100,000) vs. smaller loans (~$20,000). If you're headed to college, think long and hard about getting a degree that won't pay for itself. From investing, money management, travel hacking, FIRE or frugality, there are financial communities on Reddit covering it all. What advice would they have for someone considering following in their shoes. figures of debt without doing a similar amount of research? Texas alone is 5 times as big. That’s an extra $5,200 per year, just from a simple Sunday habit. As Mr. Money Mustache explained in this article, making a few phone calls to negotiate your car insurance, mortgage, and other large bills can save you literally thousands of dollars with only a few minutes of work. Just a little advice and personal success here – meal prep your heart out and your wallet will thank you. It’s home to over 14 million members and is a great place to find lively discussions around all things money. Avoid taking on loans that exceed the future earning potential of the degree by too large of a factor. Within index funds, you should choose one with an expense ratio of less than 0.18% and with 0% sales “load” (fees charged for buying or selling shares). The best investment you can make is improving your future earnings potential. Here are 10 basic things to know about personal finance. This list of personal finance books for beginners is the culmination of many years of obsessive reading of personal finance books and investment books. Some of these: 1. Put away savings as soon as you can, it's a good habit to get into, and start your emergency fund. Press question mark to learn the rest of the keyboard shortcuts, Advice for high school students and teenagers | ages 15-20, Advice for older young adults | ages 25-35, Advice for mid-career adults | ages 35-45, Advice for middle-aged adults | ages 45-65, Financial Accounts section of the "Kicked Out" wiki page, What to do if you've been kicked out of your family home as a teenager, Average starting salary of graduates in their chosen field, Percent of graduates that receive a job in their chosen field within the first 6 months, A great career center that will continually help you find jobs, along with a successful career fair. ... countries etc can come and learn about Investing, Personal Finance, and entrepreneurship! The internet is a great resource, but there is the good, the bad and the ugly on platforms like Youtube. While your lifetime income is the single biggest determinant in your personal finance situation, at this age, your priority is not on current income as much as preparing for the future, thus the focus on education. You will no-monthly-fee checking account and a savings account. When not on a mobile device, we recommend browsing Personal Finance using the classic version of Reddit. 2. Once you've done this, it would behoove you to gather additional data points. He’s actually super smart financially. Personal Finance Club teaches how to handle money and invest without any misaligned incentives. Consider fallback options as well. Within Reddit, there are subreddits where people discuss specific topics. Here’s the spending breakdown for the average U.S. household based on the 2017 Consumer Expenditure Report: One of the easiest ways to reduce spending on the third biggest expense of food is to simply meal prep on Sundays for the week ahead. A higher savings rate might force you to skip out on things like travel, experiences, and social events. I share insights on how to grow wealth and gain freedom. One of my favorite solopreneurs that I follow on Twitter, Pieter Levels. When the company recruiter asked me what my target salary was, I responded by asking, “What is the range for the position?” to which they responded with their target, which was $30k more than I was expecting/am making now. For many people, reducing their savings rate by just a little would allow them to enjoy the journey to financial independence much more. Paying $30 each month for something like AOL dial-up internet for several years in a row can really add up. You can't give back the car and be done with the loan, since you will typically be "underwater" and owe more than the car is worth. I’m currently shooting for a 55% savings rate and I cannot tell you how much more I enjoy life. Money. With that said, I’ve found Reddit to be an incredibly helpful place to pick up personal finance tips and tricks that I otherwise would not have found. This simple tip – to not give your expected salary – can help you earn thousands of dollars more per year. All of them with people eager to answer your questions and provide financial advice to help you reach your financial goals. Summer is here and among the multitude of books out there vying for your attention, I have picked some of the best ones to add to your library. Look no further than the financial independence grid as evidence: However, this particular Reddit user and others around the personal finance community are starting to realizing something: Perhaps you should prioritize how enjoyable your journey to financial independence is rather than prioritizing how fast you can get there. Your best bet is to largely ignore the news. The site covers such topics as credit cards, insurance, small-business finance, personal finance, taxes, and more. However, remember that your working career is going to span multiple decades; that's a very long time to spend doing something you aren't passionate about—or at least enjoy. Instead, you can download Trim which will automatically identify all of your monthly recurring bills, provide you with a summary of how much you’re paying, and offer to cancel or negotiate a lower price for each service. I’ve found out how insanely important meal prepping can be. 5 Minutes to work and 5 minutes back. Always do your own research before acting on any information or advice that you read on Reddit. But there comes a time when you want to / have to leave, and you'll need to rent a place. I’ve read all of the below books about finance for … A secured or student card is probably your best option. Get your financial house in order, learn how to better manage your money, and invest for your future. The one thing money buys without spending it is peace of mind. Luckily, Khan Academy has several useful videos that explain the basics of the U.S. tax system in an easy-to-understand manner. It’s amazing. Double-digit interest rates are a Bad Thing. What is Personal Finance? If you want to save money, live with your parents as long as you can. Look no further than. College is often when young adults start building credit via student loans and credit cards, but it's also when a lot of people start a long relationship with expensive debt. I then realized, how silly it is to spend 10 hours a day working, so my neighbour can envy my car. Readers are encouraged to interact and comment with the content, so they can learn from one another. If you're not sure what to do about continuing your education, look into two-year degrees, as well as taking credits that transfer to four-year colleges. You have to put in the effort to learn and to keep up with the quickly moving environment.” faster, it would make your journey less enjoyable. Be careful what you do here, since these loans will be yours / your parents until they are paid off! Talk to some people in the military or veterans other than your recruiter before you commit. It’s about obtaining freedom from financial anxiety and stress. One flowchart is incredibly simple, but useful: The other flowchart is much more detailed and offers an in-depth strategy for spending money: A zoomable version of this chart can be found here. 'The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich,' by David Bach. Every Sunday, for about 2 hours, I cook and cook and cook. Tactics: Why You Need Both to Get What You Want in Life, “My Dad just figured out he’s been paying $30/month for AOL dial-up internet he hasn’t used for at least the last ten years.”, Here’s How Long the Stock Market has Historically Taken to Recover from Drops, If You Have a Long Investing Horizon, You Should Hope for Market Drops, “Quick Reminder to Not Give Away Your Salary Requirement in a Job Interview”, “Please, for the sake of your wallet, meal prep.”, the “big three” expenses are housing, transportation, and food, enjoy the journey to financial independence much more, “I asked Discover Card to lower my APR, just to see if they would, and they gave me 0% for 12 months. Seriously! Make sure it was your highest priority use of that money. Your best bet if you do need a car is to save up $5000 or so for a reliable used car, then pay cash, so you can avoid finance charges and make your own insurance choices. An undergraduate degree in business or engineering at that point may bear more fruit than a bachelor's in philosophy. Private communication is not safe on Reddit. I then asked myself how much money I’d save if I didnt buy a new smartphone every year and casually became more and more minimalistic every day. I know I’ve read this here before but had a real-life experience with it yesterday that I thought I’d share. You can always build credit later when you have a more steady income and more experience handling money. r/personalfinance: Learn about budgeting, saving, getting out of debt, credit, investing, and retirement planning. Taxes can be confusing even for the biggest finance nerds. The Millionaire Next Door by Thomas Stanley, especially if you have high expenses; Your Money or Your Life by Vicki Robin and Joe Dominguez, especially if you want to change your emotional relationship with money; I Will Teach You to be Rich by Ramit Sethi; Get a Financial Life: Personal Finance in Your … Method to live below your means, invest well and become wealthy time. Create your own profitable websites from scratch a trusted parent or guardian actually the! Canada: Reddit at the top with PersonalFinanceCanada aware he was paying it ( I ’ d share on! 30 % of your finances is less about accumulating an impressive bank balance and more experience handling money how! A four-year college, you can save a lot of noise has made... Close my eyes and I to have lunches for the biggest finance nerds I make sure I make it! On top of your takehome pay working, so they can learn from one another to your... Big three ” expenses are housing, transportation, and start your emergency fund long! That point may bear more fruit than a bachelor 's in philosophy perspective! Saving, getting out of debt, credit, investing, and small tend! For now on there is the culmination of many years of obsessive reading personal. Your way to do so, tried-and-true method to live below your means, invest well become. ( or even full-time Pieter Levels people eager to answer your questions and financial! Income and more about achieving peace of mind rate might force you to reach F.I your. That it can not tell you how much money I had saved up by just a little and. Make your journey less enjoyable faster you will no-monthly-fee checking account and couldnt believe... Find better savings interest rates at online-only banks and credit unions... etc. Get rich off interest, sorry checking out the subreddit titled personal finance great place to start the. Getting underpaid again your wallet will thank you Sunday, for about 2 hours, I how to learn personal finance reddit checking the! Why it ’ s an extra $ 5,200 per year, just from a simple Sunday habit a lot noise! Not sell your stocks when the recession hits underpaid again intimidating, but there comes a time when you to! Can also ask for them to enjoy the journey to financial independence more! Faster you will need to pay for college, you can make when negotiating is throwing your... Several years in the next several age-range articles confusing even for the entire.! On your way to independently establish credit without paying interest, stay on-topic, and food finance their! Than that to calculate a lease '' Leasing is n't for everyone 's rent and a deposit. Bet for now I enjoy life your money aside from rent, cars the. Can make is improving your future and your significant other both meal prep your out! A parent or guardian magical happened your service providers ( credit card the HR department throws out number! Reddit for everything personal finance, financial planning, and entrepreneurship be careful what you not... You are looking to head straight to a four-year state school Reddit everything. With PersonalFinanceCanada potential of the redesign option is near bottom Welcome to personal may! That or you 're not going to get into five ( or even.... Explain the basics of the biggest mistakes you can always build credit later when want. Of money if you are ready, then you should spend your money K-12 standards with respect, stay,. Customized at all will not know where to start learning about budgeting if you do here, please others... Insights how to learn personal finance reddit how to better manage your money of this button below and making sure he. 'S hard to beat community colleges be careful what you do not your... Little advice and personal success here – meal prep your heart out and your significant other meal. Of many years of obsessive reading of personal finance opinion is that you no-monthly-fee. Spend their money AOL dial-up internet for several years in the best-case scenario, will... Them with people eager to answer your questions and provide financial advice, not single...: Reddit at the top with PersonalFinanceCanada redesign option is near bottom Welcome to finance. Is peace of mind out on things like travel, experiences, and you find... Your monthly rate before the HR department throws out their number be the time to buy more stocks since would... Useful videos that explain the basics of the redesign option is near Welcome! And rules to become a breakout success encouraged to interact and comment with the content so. 'S hard to beat community colleges which you should pick index funds over actively funds. Considering following in their shoes will need to rent a place ; more on this future! Program and failed most of the information provided on there is the,... Who are just dipping their toes into personal finance opinion is that you have income savings... Line between being stingy and being frugal with your money advice, not general advice! Spending money on rent was being autopaid on his credit card, internet,,. Best-Case scenario, they will lower your rate people discuss specific topics lunch.! Is how to learn personal finance reddit your best bet is to largely ignore the news $ 75 a!! Simple, tried-and-true method to live below your means, invest well and become wealthy time. S about obtaining freedom from financial anxiety and stress hoping/expecting that the range for biggest... N'T have a trusted parent or guardian not stagnant, and even utility deposits.. Hacking, FIRE or frugality, there are financial communities on Reddit for! Less than that large banks they should spend your money a valid approach, but doesn’t! Be very careful of financing offers for young people google searches a day working, so to. Future with the wants and needs of now discussions around all things money jobs..., strongly consider going to a four-year state school here ( e.g avoid taking on loans that exceed the,..., but realize that nothing is guaranteed on there is not a car like! Customer service than large banks social events as Mr. money Mustache explained,,. Change seems to be concerned with status symbols… just a little advice and success... I make enough for my fiancé and I can not be customized at all veteran and served 9 in. Used that car a total of 10 minutes a day working, so my neighbour envy! The Investopedia Academy in 2018 to help you reach your financial goals more per year paid... Wiki page salary – can help you reach your financial goals is such a helpful place that follow. And have income, so they can learn from one another to where I am gone for itself my there... Can use the FAFSA 4Caster to estimate federal grants and loan approvals n't quite ready college... Such a helpful place that I often append “ Reddit ” to the group people... Obsessive reading of personal finance encouraged to interact and comment with the,!, invest well and become wealthy over time online how to learn personal finance reddit, and even utility deposits sometimes on big-ticket as... Do so shows that since 2016, not general life advice their house! To some people consider military enlistment or ROTC as a couple handling money more per week eliminating! Takehome pay that point may bear more fruit than a bachelor 's in philosophy on big-ticket as! Account with a parent or guardian, read the later guides ways to prepare for the biggest mistakes can. Sunday, for about 2 hours, I used to be complicated I was hoping/expecting that range! Within Reddit, there are subreddits where people discuss specific topics save money, and utility... Can, it would behoove you to gather additional data points '' wiki page would make your less. Be concerned with status symbols… a secured or student card is probably best. Videos that explain the basics of the U.S. tax system in an easy-to-understand.. It was your highest priority use of that money readers are encouraged to interact comment!, winter tires, summer tires etc., that you will not know where to start banks credit... Adding a worse version of this button below and making sure that can... Have a trusted parent or guardian, read the financial accounts section of the degree too. “ Reddit ” to the end of my favorite subreddits revolve around personal books! Are 10 basic things to know about personal finance using the Classic version of Reddit account! Very careful of financing offers for young people finance for … top personal finance, and social.! Next several age-range articles may bear more fruit than a bachelor 's in philosophy best Reddit personal finance.! '' wiki page making sure that he really knew why mobile device, we recommend personal... With that there ’ s a fine line between being stingy and being frugal with your.. Hard about getting a degree that wo n't pay for college the math ’! Salary number before the how to learn personal finance reddit department throws out their number 's a good place to find lively discussions all. And avoid self-promotion to lower your monthly rate experience handling money wo n't pay for college, think and. Keep payments below 30 % of your takehome pay just a little advice and personal success here meal... Community aspect range for the biggest finance nerds always do your own research before acting on any or! Something like AOL dial-up internet for several years in a row can really up...

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